Child Trust Fund (CTF) Register

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In association with

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What is a Child Trust Fund?

Child Trust Funds (CTFs) are long-term children’s saving accounts set up by the Government and issued to almost all children born in the UK between 1 September 2002 and 2 January 2011. They were designed to ensure children arrived at adulthood with a savings account and understood the importance of saving. All money earned in the CTF is tax-free, and when the account holder turns 18, the mature CTF can either be cashed in or transferred to an adult ISA. Many parents and caregivers did not engage with the process of setting up their child’s CTF, resulting in 1.7 million ‘revenue allocated’ CTFs being compulsorily allocated to a provider.

What is the CTF Register?

As the first Child Trust Funds matured in autumn 2020, the difficulties of reuniting these lump sums with their rightful owners came to the fore. The CTF (Child Trust Fund) Register is an innovative collaboration between CTF providers, The Tracing Group, and registered charity The Share Foundation (‘ShareFound’) to enable young people to find their CTF more easily.


How can I find my CTF?

The CTF Register brings together the expertise of The Tracing Group in tracing ‘gone away’ individuals and the insight of ShareFound, who have been supporting account administration and the financial education of children in care for the last 15 years. There is no cost to the young person for accessing the CTF Register. Young people aged 16 or over attempting to trace their CTF should check first with their parent(s)/guardian and, if they cannot help, click the find my CTF link to register for the search via ShareFound. In simple cases and where the provider has joined the CTF Register, the ShareFound website will be able to return to the young person the details of the provider who is holding their fund.


How can CTF Providers join the CTF Register?

The CTF Register also plays an important role for providers who need to demonstrate their commitment to reuniting unclaimed assets and tracing gone away customers to the Financial Conduct Authority (FCA), the regulator of financial services companies in the UK.

Get in touch to join the CTF Register today.


“The Child Trust Fund Register is an excellent innovation for our industry and we had no hesitation in signing up.” 

—  Karen Gillie, Natwest Group, who provides CTF's to 795k young people

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